Privacy Policy

1. Information We Collect

We collect information you provide directly, including: name, email address, phone number, employer details, date of birth, and other information necessary to obtain insurance quotes and manage your coverage. We also collect usage data such as pages visited, features used, and device information.

2. How We Use Your Information

We use your information to:

• Provide and manage insurance quotes and policies
• Communicate with you about your account and coverage
• Process enrollments and claims
• Improve our platform and services
• Comply with legal and regulatory requirements

3. Information Sharing

We share your information only as necessary to provide our services:

• Insurance carriers — to obtain quotes and process enrollments
• Your employer — plan enrollment and benefits administration data
• Service providers — third parties that help us operate the platform
• Legal requirements — when required by law or to protect our rights

We do not sell your personal information to third parties.

4. Data Security

We use administrative, technical, and organizational safeguards designed to protect personal information. However, no method of transmission over the internet or electronic storage is completely secure.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. We may also retain information as required by insurance regulations, tax laws, and other legal obligations.

6. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and receive a copy of your personal data
• Correct inaccurate information
• Request deletion of your data
• Opt out of marketing communications
• Restrict or object to certain data processing

California residents may have additional rights under the CCPA.

7. Cookies

We use cookies and similar technologies to improve your experience, analyze usage, and assist with authentication. You can manage cookie preferences through your browser settings.

8. Dependent Children

The Service is not directed to children for independent use. An employer, parent, guardian, or other authorized adult may provide information about a dependent child when requesting enrollment or coverage administration. We use that information to support the requested service and related legal obligations.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy on this page with a new effective date.

10. Contact Us

If you have questions about this Privacy Policy or your personal data, contact Localsurance Inc. at hello@localsurance.com, call +1 (530) 702-9733, visit our contact page, or write to 1787 Franklin Street, Berkeley, CA 94702.